
CryptoJewelerRobinhood ChainWhitepaper v3.2
Own the culture.Wear the gold.Forge it forever.
3,000 customizable pendants on Robinhood Chain. Every part is a production file. Activate one and it collects Gold Dust, tokenized gold you can apply to the real piece. Choose the centerpiece and the metal, and we make it.
3,000 digital pendants.
No two alike.
One empty center.
What goes there is up to you.
Customizable jewelry. Gamified, then made real.
A M3MORIES pendant is yours to finish. It arrives with an empty center and a combination of parts no other pendant shares, and every part of it is a production file. Activate it with $KARATS and it collects Gold Dust: tokenized gold, counted in grams, that you can apply to your piece or, where permitted, claim to your wallet. Every upgrade adds a centerpiece design to choose from. When you buy the piece, the pendant becomes a soul: the permanent on-chain record of the jewelry you designed, and a share of its own pool.
01 $KARATS trading fees and pieces bought fund the gold pool.
02 80% of trading fees buys tokenized gold.
03 Each deposit becomes Gold Dust, shared by level.
04 Holders burn $KARATS to activate a pendant and raise its level.
05 Apply Gold Dust to your piece, or claim it where permitted.
06 Bought pendants become souls and share a tenth of every deposit.
Every gram shown is gold already held.
A pendant never shows a promise. The gold it can claim has already been bought and sits in the pool. If the pendant is sold, its unclaimed gold goes with it.
The token is a sink. Never a faucet.
$KARATS is never emitted, never paid out and never staked for more of itself. It exists to be burned for utility.
Two industries. The same missing piece.
Fine jewelry rarely shows you how its price is built. Web3 rarely makes anything you can wear. M3MORIES is an attempt to do both.
Most fine jewelry is sold without showing how the price is put together. A customer takes it on faith that the metal is what the tag says and that the stones are what they are called, and retail markups of several times cost are common.
Web3 has the opposite problem. It solved provenance, ownership and verifiable scarcity, then mostly applied them to objects that do not exist.
M3MORIES joins the two. A pendant built from real production files, with a published formula for what it costs to make, that can become the object it depicts.
The metal in your pendant's record and the metal in your piece are the same specification.
Digital IP, made physical, since 2021.
M3MORIES is built by CryptoJeweler and designed by Michael Ray, who has spent fifteen years designing jewelry for manufacture, ten of them at the largest fine-jewelry manufacturer in the United States. That is why every component in M3MORIES is a production file first. The collection is not artwork that might one day be manufacturable. It is manufacturing data that happens to be beautiful.
CryptoJeweler has released Chains and ChainsDrops on Ethereum, and EGG$ with its Cores and Parts system on ApeChain, where holders claim new components, set them into their pieces permanently, and merge four smaller Eggs into one. Around them it has built a token-gated storefront and a holder dashboard, delivered more than fifteen brand collaborations, and run an influencer program end to end: design, token-gating, production and fulfillment.
The part that took longest was not the art. It was fifteen months of sourcing and qualifying production capable of making what the files describe, at the standard the brand requires.
Digital first. Nothing is made until it is ordered.
No inventory. No unsold stock. No showroom overhead priced into the piece. CryptoJeweler prices at twice fully-loaded cost, and publishes how.
Designed to be made. Not just minted.
Every part you see is a production file. The art is the casting file.
Four layers. All of them real.
Halo, base & bail
Hand-modelled parts in white, yellow or rose, makeable in silver, gold or platinum. Every one costed and ready to cast. The base is the body. The bail is what the chain runs through. The halo is the ring around the center.
The centerpiece
Empty while you hold it. When you buy the piece, set any artwork you own and have the rights to use, or any centerpiece design your pendant has unlocked.
Make it real.
Choose the metal, the stones and the centerpiece, and we make it. Your selections are recorded on chain, and your pendant's Gold Dust can go toward it.
Every part is a production file.
Behind each component sits a production .3dm, a print-ready .stl, an augmented-reality .glb, a creator-facing .fbx, and a costed data sheet with metal weight, diamond weight and price. Those values compile up the four layers into a total for the finished pendant. A pendant is not a picture of jewelry. It is a complete bill of materials and a set of casting instructions.
Random draw. No two alike.
Every pendant is assigned at random, and no two pendants share the same combination of color and parts. There are no reserved allocations, no premium band, and no way to buy a better draw. Holder and partner pendants are revealed together, by one random offset fixed after those claims close. Vault pendants draw their traits from the combinations still unassigned, in a public draw after they are claimed. Either way, nobody, including us, can know in advance which pendant a claim will receive. Rarity is drawn. Level is chosen. Every pendant starts at the same level, and the only way to raise it is to burn $KARATS.
Your centerpiece. Your metal. Your piece.
The center is where a M3MORIES pendant becomes yours. Put an image you have the right to use there: a photo of someone you love, your own art, an NFT whose license allows it to be reproduced on jewelry, or any centerpiece design your pendant holds. When you order, you confirm you hold the rights to the image, and we may decline one we cannot verify.



From file to finished piece.
Order
You choose the metal, the stones and the centerpiece. Your selections are written into the on-chain record with the date, and the production files compile automatically.
Cast
Each component is printed and cast in the metal you chose: silver, gold in the pendant's color, or platinum. Diamond-set parts go to the setter.
Finish
Assembled, polished, and checked against the specification sheet the collection itself generated.
Stamp & ship
The piece is stamped with its fineness and the CryptoJeweler mark, and ships.
Five metals.
Every pendant can be made in any of five metals. The design does not change. The metal does, and with it the weight and the price.
| Metal | Color | Notes |
|---|---|---|
| 925 sterling silver, palladium-plated | White | The most affordable. Palladium plating keeps it bright and slows tarnish. |
| 10K gold | Your pendant's color | The hardest-wearing gold. |
| 14K gold | Your pendant's color | The middle of the three. |
| 18K gold | Your pendant's color | The richest gold we cast. |
| Platinum 950 | White | The densest and most durable; the same design weighs more. |
Color. The draw gives every pendant a color: white, yellow or rose. Gold keeps it. Silver and platinum are white metals, so a yellow or rose pendant made in either becomes a white piece.
Stones. Lab-grown diamonds by default, natural diamonds as an option, each with its own published per-carat price.
Three states.
A pendant moves through three states in its life.
Asleep
Halo, base and bail assembled from the draw; the center empty. It already carries its full specification. It collects nothing until you activate it.
ASLEEP
Active
Burn $KARATS to activate it and it collects Gold Dust from every deposit into the pool. Raise its level to raise its share weight.
ACTIVECOLLECTING
Soul
You buy the piece. Once payment is confirmed, the pendant converts in place into a SOUL: the piece's on-chain record, soulbound to your wallet, with a weight in the soul pool.
SOULBOUNDCOLLECTING
A token, and the gold.
The system runs on two things, and keeping them straight is the key to everything that follows. $KARATS sets a pendant's level. Gold Dust is what the pendant collects, and what you claim.
| $KARATS | Gold Dust | |
|---|---|---|
| What it is | A utility token on Robinhood Chain | A pendant's share of the gold pool, which holds a tokenized gold instrument. A name, not a separate token |
| How you get it | Bought on the launch curve or the market, or delivered with a holder pendant | Collected by every active pendant and soul as gold enters the pool, by weight |
| Where it lives | Your wallet | In the pool, recorded against the pendant's token ID until claimed. Unclaimed gold goes with the pendant if it is sold |
| How it is used | Activation, levels, Vault entry | Applied to the price of a M3MORIES piece, or claimed to your wallet where permitted |
| When used | Burned. Permanently destroyed | Sold to fund your piece, or sent to your wallet |
| Its value | Set by its market, and can fall to nothing | Moves with the price of gold, up and down |
| If left alone | Nothing happens | Stays with the pendant. It does not expire |
The gold in the pool.
The pool holds one tokenized gold instrument from a regulated issuer, backed by physical gold held by a custodian. The instrument and its issuer are named before launch. Fees arrive in the pool and are converted to gold on the open market, with a minimum price and a maximum slippage; a trade that fails those bounds waits for the next deposit. Gold leaves the pool only when it is applied to an order or claimed by a holder.
The pool's asset may change. If laws or regulations require it, the asset the pool holds may be changed, including to an asset that is not gold. Any change is announced publicly through a timelock before it takes effect, unless a law or regulator requires a faster change. Balances carry over at their value when the change is made, less the cost of converting.
Activate it. Fill it with gold.
A pendant collects nothing until it is activated. Activating it costs 24,000 $KARATS, burned, and accepts the M3MORIES Terms in the same transaction. The pendant collects from the next deposit into the pool.
Burn more and the pendant's level rises, and with it its share of everything that enters the pool from then on. This is the only way a level changes.
The karat ladder.
| Level | Share weight | Total burned | Upgrade includes |
|---|---|---|---|
| 10K | 1.0× | 24,000 | Activation; starts collecting |
| 14K | 1.4× | 75,000 | A random centerpiece design |
| 18K | 1.9× | 150,000 | A random centerpiece design; priority in the production queue |
| 22K | 2.5× | 300,000 | A random centerpiece design; premium catalogue |
| 24K | 3.5× | 850,000 | A random centerpiece design; 1/1 catalogue; first refusal on custom work |
Activation is 24,000. Each level costs the difference. Every upgrade adds a random centerpiece design to the pendant. A pendant can hold several, and any of them can be set in the piece when you buy it.
Any transfer puts an active pendant back to sleep. Its level, its unclaimed Gold Dust and its centerpiece designs stay with it, and the new owner burns their own 24,000 to wake it.
Two things are called karat, and they never touch. Level names borrow gold's purity scale, but a level is a share weight, not a metal. A 14K-level pendant can be made in silver, 18K gold or platinum.
How Gold Dust works.
Two ways to claim.
Apply it to your piece.
At checkout, apply as much of your pendant's Gold Dust as you like to the price of making it real. This is always available.
Claim it to your wallet.
Where the law allows it, claim some or all of your pendant's Gold Dust to the wallet that holds the pendant, after that wallet passes eligibility checks. The vault tells you before you start whether it is available to you. You pay network gas only.
500 held back. One way in.
Five hundred pendants are held back from every claim phase. They are not airdropped, not sold for cash, and not reserved for insiders. Every pass that goes unclaimed or unused joins them. They unlock once the claim phases close, and the only way to claim one is to burn $KARATS. Nothing is routed to a treasury and nothing comes back.
Buying the piece doesn't end it. It converts it.
Order the real piece whenever you want, in whichever of the five metals you want. The pendant does not need to be active. Apply as much of its Gold Dust as you like, and pay the rest by card or USDG. Each pendant can be made once.
This is also where the design is finished. You choose the metal, the stones and the centerpiece, and your selections are recorded on chain with the date. Gold applied to an order is sold to fund production and leaves the pool when the order is paid.
Sales tax and other applicable fees are added by location and shipping method. Buyers outside the United States pay any customs and duty fees. All sales are final.
The price, on-chain.
A jeweler's price is normally a number you are handed. This one is a number you can compute. Metal prices come from Stuller's market rates and are posted on chain once a day. The piece's own specification, the cost of the work and the multiplier are published, so anyone can rebuild a quote and check the one in front of them before they pay it.
| Input | Kind | Where it comes from |
|---|---|---|
| Volume of each component | Configured | Measured from the same CAD file the part is cast from |
| Carat weight & stone count | Configured | The same file |
| Fineness | Fixed | 925 silver 0.925 10K 0.4167 14K 0.5833 18K 0.750 Pt950 0.950 |
| Density per metal | Configured | Alloy constants. Turns one volume into five weights |
| Casting, setting, finishing, plating | Configured | Bench rates, published |
| Diamond price per carat | Configured | Lab and natural, by the collection's quality spec |
| Casting loss allowance | Configured | Metal lost to sprue, scrap and polish |
| The multiplier | Configured | Published. 2× fully-loaded cost |
| Gold, silver, platinum | Market | Stuller market rates, posted on chain daily |
weight = volume × density(metal)
metal = weight × (1 + loss) × fineness × spot(metal)
stones = carats × perCarat
work = cast(metal) × weight + set × stones + finish + plate(metal)
price = (metal + stones + work) × multiplier
The same pendant, five ways.
| Metal | Weight | Fine metal | Metal | Work | Cost | Price |
|---|---|---|---|---|---|---|
| 925 silver | 8.7 g | 8.0 g | $13 | $112 | $125 | $250 |
| 10K gold | 9.7 g | 4.1 g | $542 | $113 | $655 | $1,310 |
| 14K gold | 11.0 g | 6.4 g | $857 | $123 | $980 | $1,960 |
| 18K gold | 13.1 g | 9.8 g | $1,315 | $140 | $1,455 | $2,910 |
| Platinum 950 | 18.0 g | 17.1 g | $880 | $456 | $1,336 | $2,670 |
Illustrative. One plain 20 mm base of 0.84 cm³, no stones, at assumed prices of $130/g gold, $1.60/g silver and $50/g platinum, and a 3% loss allowance. Live rates replace every figure here.
What buying produces.
The pendant does not burn and is not replaced. Once payment is confirmed, the same token converts in place into a SOUL, soulbound to the buyer's wallet. It records what was made: size, metal and fineness, color, every component by name, the stones, the centerpiece (by its fingerprint, not the image), and the date.
The soul pool.
Souls have their own pool: 10% of every deposit into the gold pool, shared between all souls by weight, as Gold Dust like any other. A soul starts collecting the moment it is created, whether or not the pendant was active.
| Rule | How it works |
|---|---|
| The pool | 10% of every deposit, from the first soul. One soul collects all of it; each new soul shares it by weight |
| Your weight | Set when payment is confirmed: the pendant's level weight at that moment × its band |
| Bands | 3× for the first 250 souls, 2× for the next 750, 1× after that, in order of payment |
| Bound | A soul is soulbound. It stays in the buyer's wallet |
A soul's share is a weight, not an amount. What it collects depends on how many souls exist and how much comes into the pool, and it may be very little.
Capacity.
Making jewelry takes real time, and quality is not something we will compromise to clear a queue faster. Orders are capped per period by what the bench can make. The queue is public, and higher levels get priority within it. The cap and the lead time are published before launch.
Nothing here is funded by printing tokens.
The gold pool is filled from two places: 80% of the trading fees CryptoJeweler receives on $KARATS, and 5% of the price of every M3MORIES piece. Tokens burned to activate, upgrade or enter the Vault are 100% destroyed and fund nothing.
| Source | Split | Destination |
|---|---|---|
| $KARATS trading fees | 80 / 20 | Gold poolCryptoJeweler operations |
| Fees received in $KARATS | 100% | Burned. The program never sells $KARATS |
| Pieces bought | 5% | Straight into the gold pool |
| Activation, upgrades, Vault entry | 100% | Burned |
| Every gold pool deposit | 90 / 10 | Active pendants by levelsouls by soul weight |
How fees arrive. The launchpad pays trading fees to a published CryptoJeweler wallet. Once a day, an automatic keeper forwards that wallet's balance to an on-chain splitter, which sends 80% to the gold pool and 20% to operations. The forwarding is ours to run, and every movement is public.
The 5% from each piece is a share of price, not of profit, and it gives no one a share of CryptoJeweler's revenue or profits. The plainest way to say what this means: the way holders collect more is that more pieces get made.
Four ways in.
Holders go first, with m3ntpoints built by holding. Nothing is burned: Chains and EGG$ stay in the wallets that hold them. Phases run one after another, and every pass not claimed or used goes to the Vault.
| Phase | Pendants | How |
|---|---|---|
| Chains holders | 1,500 | m3ntpoints for every Chain held, spent on a ladder. Nothing burned |
| EGG$ holders | 500 | A quarter of a Chain's m3ntpoints per Egg, in its own pool. Nothing burned |
| Partners | 500 | A raffle for partner collection holders, one m3ntpoint per NFT held |
| The Vault | 500+ | 240,000 $KARATS, burned. Open to anyone after the claim phases. Includes every unclaimed or unused pass |
Passes and the mint. A claim gives you a pass. At the mint, each pass is burned and becomes a pendant, and the traits of every pendant are revealed together. Holder passes not claimed in their phase, and passes not used within 30 days of the mint, go to the Vault, and the $KARATS reserved for them is burned.
How m3ntpoints work. A Chain starts at half a point and grows evenly to a full point over its first year in a wallet. Rare Chains get a fixed amount instead: 10 for a 1/1, 5 for a 1/51 physical, 3 for Flight Crew. An Egg gets a quarter of a Chain, and an Ancestral Egg gets 3. A sale resets the clock; a move between your own wallets does not. A token listed for sale at the snapshot receives no m3ntpoints. CryptoJeweler's own wallets receive none.
The ladder. Points buy passes at a rising price, counted per holder and per pool: the first and second pass cost 1 point each, the third and fourth 2, the fifth to eighth 4, the ninth to fifteenth 8, the sixteenth to twenty-fifth 12, and every pass after that 20.
One holder, many wallets. Wallets that have moved Chains or Eggs directly between each other count as one holder, across both collections, and so do wallets you link on the CryptoJeweler site. A wallet that has moved tokens directly with more than three others is not linked this way. The allocation shown before the drop is provisional; a final snapshot freezes it.
How $KARATS is distributed.
No team or investor allocation. 1,000,000,000 $KARATS in total. 50 million, 5% of supply, is held off the curve for the 2,000 holder pendants: each receives 25,000 at mint, 24,000 to activate and 1,000 that stays in the holder's wallet. Whatever is reserved for unclaimed or unused passes is burned. The rest opens on a public bonding curve on StonkBrokers Safe Launch, with a per-wallet buy limit. $KARATS is not deployed yet.
This describes how $KARATS is distributed so that the design is fully disclosed. It is not a recommendation to buy $KARATS, and we will not publish price targets or forecasts for it.
What happens when.
Gates
Contracts audited and addresses published in one place. The M3MORIES Terms published. The gold instrument and its issuer named. Bench rates, capacity and lead time confirmed. Snapshot date and every phase announced in advance.
Holders
Snapshot published for Chains and EGG$. Holders claim passes with m3ntpoints.
Partners
Partner collections register and are drawn in public.
Mint
$KARATS launches. Passes become pendants, revealed together. Activation, levels and ordering open.
Vault
500 pendants, plus every unclaimed or unused pass, claimable by burning $KARATS. Traits are drawn after each claim.
What we are not promising.
The projects worth trusting are the ones that tell you how they can fail. Here is ours.
The pool is filled by trading fees and pieces bought. If they are quiet, pendants and souls collect little or nothing. Nothing guarantees any amount, at any time. We publish no rates, projections or timeframes.
The gold in a pendant moves with the price of gold. It is not a deposit and it is not insured by us.
It cannot be earned or staked, and it cannot pay for jewelry. It carries no ownership, no voting rights and no claim on CryptoJeweler's revenue or profits. Like any traded token, its price can fall to nothing.
Pendants are digital collectibles. Unclaimed gold goes with a pendant, but nothing guarantees what anyone will pay for one.
We forward trading fees to the splitter, post Stuller metal rates on chain, and make the jewelry. If we stop, deposits stop.
The chain, the launchpad, the gold instrument's issuer and custodian, and USDG all have operators. A failure at any of them would affect this program.
Audited ones included. Contract addresses will live in one place. We will never DM you first, and never ask you to sign anything on another site.
If laws on digital assets change in a way that requires it, we may change, restrict or end parts of the program, or close it in some places. Gold already shown in pendants stays claimable wherever claims are permitted.
Making jewelry takes real time, and orders join a public queue. Paying converts the pendant into a soul, and that cannot be undone.
Gold you claim and the $KARATS delivered with a pendant may have tax consequences where you live. We do not give tax advice.
Some features may be unavailable where you live, and the Terms say where.
The most personal thing you own, made in precious metal.
There is no shortage of digital collections, and no shortage of jewelry brands. What has not existed is a single object you own digitally, fill with something that means something to you, and eventually wear. The hard parts are done. The components are modelled and costed. The production is qualified. We publish the mechanism and let the counters speak.

CryptoJewelerRobinhood Chain
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Whitepaper v3.2October 2026
M3MORIESCryptoJewelerRobinhood ChainWhitepaper v3.2October 2026. M3MORIES is a pre-launch digital collectible and jewelry program, and this document describes a proposed design. Every parameter, including supply, burn amounts, levels and share weights, fee splits, the piece share, the soul pool and bands, and the gold instrument, may change before launch, and any change will be published. The program is governed by the M3MORIES Terms; where this document and the Terms differ, the Terms govern. Pendants, souls and $KARATS are not investments and are not offered as investments. $KARATS confers no equity, ownership, voting rights in CryptoJeweler, or claim on revenue or profits. Gold Dust depends entirely on activity and may be nothing; it moves with the price of gold, stays with the pendant if it is sold, and can be applied to M3MORIES pieces or, only where permitted and after eligibility checks, claimed to the holder's wallet. Figures used to illustrate the library and the price formula are worked examples, not projections. All sales are final. Nothing in this document is financial, investment, legal or tax advice, or an offer or solicitation to buy or sell any security. Digital assets can lose all of their value. Robinhood, Stuller and other names are trademarks of their owners; CryptoJeweler is not affiliated with or endorsed by them. Always verify contract addresses through official CryptoJeweler channels before signing any transaction.