M3MORIESthe simple version
A charm that fills up with gold.
This is M3MORIES in eight pictures, with no big words. The long version is one click away.

This is a pendant.
A pendant is a small charm you wear on a chain around your neck. This one is round, with a loop on top and a ring of sparkles around the edge. It is about the size of a coin.

The middle is empty. You choose what goes in it.
A photo. A drawing. Your favourite character. Anything that is yours can go in the middle. That is what makes it yours and nobody else’s.




It starts as a digital pendant.
First you get it on the internet, the way you get a character in a game. But this one is really yours. Nobody can take it or copy it.
There are 5,000 of them and no two are the same. A computer picks yours at random, so everyone gets the same chance.

Switch it on, and it collects gold.
To switch it on, you use a coin called KARAT. After that, every hour, a tiny bit of real gold goes into your pendant. Like a piggy bank that fills itself while you sleep.
Where does the gold come from? From two places: people trading, and every piece made real in this collection. Some of that money buys real gold, and the gold goes into every pendant that is switched on. Nobody makes gold out of thin air.
Feed it more coins, and it fills faster.
Your pendant has a level. It starts at 10K and can climb to 24K. To climb, you use more KARAT. A higher level gets a bigger spoonful of the gold every hour.
The coins you use are gone for good. So there are always fewer of them, never more.
When you are ready, we make it real.
Pick the picture for the middle and the metal you want: silver, gold or platinum. A real jeweler makes your pendant by hand and mails it to you.
The gold your pendant collected helps pay for it. Whatever is left over is still yours.

The digital pendant stays with it.
It does not disappear. It becomes the real pendant’s ID card. It says what the pendant is, what it is made of, and what it is worth today.
And it keeps getting a small share of the gold, forever. If the real pendant is sold, its ID card goes with it.
Three rules that keep it fair.
Nobody can make more.
There are 5,000 pendants and 1,000,000,000 coins. Those numbers can only go down, never up.
Used coins are gone.
Every coin you use to switch on or level up is destroyed. So the coins get rarer over time.
Everything is written down.
Every pendant's gold, level and history is on a public list that anyone can read, any time.
Good to know
Four honest things before you jump in.
Big words, small meanings
The words you will hear.
- Pendant
- The charm on the chain.
- Mint
- The day the pendants are made and handed out.
- KARAT
- The coin you use to switch a pendant on and level it up.
- Burn
- Using a coin. Once burned, it is gone forever.
- Level
- How big a share of the gold your pendant gets. 10K is the first step, 24K is the top.
- Make it real
- Having a jeweler make the physical pendant.
- Relic
- The real pendant, in your hand.
- Soul
- The digital pendant after the real one is made. Its ID card.
- The Vault
- 750 pendants kept back. Later, anyone can get one by using a lot of KARAT.
- Robinhood Chain
- The public computer network where all of this is written down.
That is the whole idea
Fill it. Let it collect. Wear it.
A pendant you fill with your own picture, that collects real gold while you hold it, and that a real jeweler makes for you when you are ready.
This page explains a proposed design in simple words. The numbers can change before launch, and any change will be published. Nothing here is financial, legal or tax advice, and it is not an offer to sell anything. Digital assets can lose all of their value. Tokenized gold, silver and platinum are issued by third parties and are not available in every country, including the United States.